VA Home Inspection Checklist

What is a VA Home Inspection Checklist?

Before purchasing a home, it is crucial to have it inspected by a licensed professional. This ensures the property is in good condition and free from potential hazards or defects. For veterans looking to use their VA loan benefits, a home inspection is even more critical as it can affect the overall cost of the property and the eligibility for a VA loan.

Home inspectors use a VA Home Inspection Checklist to thoroughly evaluate the property and provide a detailed report of any issues found. This checklist covers all major aspects of the home, including the structure, plumbing, electrical system, HVAC system, and more.

The checklist also includes specific areas required for a property to meet VA loan standards. These standards ensure the home is safe and sound and meets basic livability requirements for veterans and their families.

How does it work?

Carepatron's free VA Home Inspection Checklist Template lets you easily track the condition of a property and ensure it meets VA loan requirements. Follow these steps to use the template:

Step 1: Access the template

Get a copy of the printable VA Home Inspection Checklist Template using the link on this page. It's also available from the Carepatron app or our practice management solution's resources library.

Step 2: Print or use the digital format

You can print the checklist or use it in a digital format. The digital version allows you to fill out the checklist easily on your device and save it for future reference. Simply open the template using a PDF reader and start filling it out.

Step 3: Begin the inspection

Start by identifying and recording all property information, including the address, lot size, and square footage. Then, move on to each section of the checklist, noting any issues or defects.

Step 4: Review and analyze the results

After completing the inspection, review your findings and analyze any potential issues or defects. Use this information to determine if the property meets VA loan standards or if further action is necessary.

Step 5: Complete the checklist

Once you have reviewed and analyzed your findings, make sure to complete all sections of the checklist and indicate any actions that need to be taken. This will ensure a thorough record of the inspection for future reference.

Step 6: Save and store the checklist

Save a digital copy of the completed checklist for your records. This will serve as documentation in case any issues arise later on. You can also print a copy to keep with the property's records.

When would you use this template?

The VA Home Inspection Checklist Template is designed to be used when inspecting a property for VA loan eligibility. Both buyers and sellers can use it to ensure the property meets VA loan standards.

Let's look at various scenarios where this checklist proves beneficial:

During a home purchase

Buyers can use this checklist to inspect the property before making an offer. This will help them determine if any issues need to be addressed by the seller before closing the deal. It can also serve as a reference point during negotiations.

Before listing a property for sale

Sellers can use this checklist to ensure their property meets VA loan standards and is ready for potential buyers. Addressing any issues beforehand can make the selling process smoother and increase the chances of a successful sale.

As a reference for property maintenance

Homeowners with an existing VA loan can use this checklist to inspect their property periodically and ensure it meets VA loan standards. This will help them stay on top of any necessary repairs or updates.

To prepare for a VA appraisal

When considered for a VA loan, a property will undergo an official VA appraisal. This checklist can guide owners and real estate agents in preparing the property beforehand and ensuring it meets all required standards.

During a VA refinance

You can also use this checklist when refinancing your VA loan to ensure the property meets all requirements. This can help avoid any delays or issues during the refinancing process. It can also be a helpful reference for any updates or repairs that may be required.

To assist home inspectors

While home inspectors have their comprehensive checklist, providing them with this VA Home Inspection Checklist can ensure they are particularly attentive to the aspects the VA cares most about. This can ensure future disputes or delays in the loan approval process.

What does a VA home inspection cover?

A VA home inspection covers all major aspects of the property, including:

●  Structural components: This includes evaluating the foundation, walls, roof, and overall structural integrity of the property.

●  Electrical systems: The inspector will check for potential electrical hazards, such as outdated wiring or faulty outlets.

●  Plumbing systems: This covers the water supply, drainage, and sewage systems to ensure they function properly.

●  HVAC system: The heating, ventilation, and air conditioning system will be checked to ensure it is in good working condition.

●  Appliances: Any major appliances included in the property purchase will be evaluated to ensure they function properly.

●  Pest infestations: The inspector will look for any signs of pest infestation, such as termites or rodents.

●  Safety hazards: This includes checking for potential safety hazards, such as mold, radon, and lead paint.

Why is a VA home inspection important?

A VA home inspection is crucial for several reasons. Firstly, it helps identify any potential issues with the property that could lead to costly repairs in the future. This can save veterans from unexpected expenses and provide them with a realistic understanding of the true cost of the property.

Secondly, properties using VA loan benefits require a VA home inspection. This ensures that the property meets basic safety and livability standards set by the Department of Veteran Affairs. Properties that do not meet these standards may not be eligible for a VA loan.

Moreover, the VA home inspection also protects veterans from purchasing a property that may not be worth its valuation. It can reveal any major flaws or defects affecting the property's overall value. This is especially important for first-time homebuyers who may not have experience with property inspections.

Lastly, a VA home inspection can provide the buyer and seller peace of mind by providing a thorough and unbiased property assessment. It can help to facilitate a smooth transaction and prevent any potential disputes or issues down the line.